Aiden Heather

Losing a parent is an earth-shattering experience, but losing a parent to suicide adds layers of grief, confusion, and financial instability that few can truly understand. When my father took his own life, he not only left behind emotional scars but also a financial void that my twin brother and I were forced to navigate. He did not leave us any inheritance or financial security, and the sudden loss threw our college plans into uncertainty. Instead of focusing solely on our education and future aspirations, we had to worry about how to survive each day, how to afford tuition, and how to move forward without the safety net that many of our peers had. We had my mom sign high interest student loans.

My dads passing exposed the harsh reality of financial instability when there is no adequate life insurance coverage. He had no safety measures in place for us, which meant that my brother and I were left entirely on our own. Had he taken the steps to secure life insurance, we would have had a financial cushion to rely on during this difficult time. This coverage could have ensured that we stayed on track with our college plans, affording tuition without excessive loans or the constant stress of making ends meet. Instead, we were left scrambling, applying for scholarships, seeking part-time jobs, and trying to piece together a way to stay in school. If he had proper life insurance, my family’s situation would have been drastically different. We would have had the financial stability to grieve and heal without the overwhelming stress of survival. The loss of a loved one is difficult enough, but financial insecurity compounded the pain, forcing us to become independent far sooner than expected.

In response to these challenges, I have taken significant steps to provide for myself and my brother. The first and most immediate step was securing part-time work to help cover basic expenses. I have juggled multiple jobs while maintaining my college coursework, determined not to let financial hardship derail my education. Additionally, I have applied for every scholarship and grant available, ensuring that I leave no stone unturned in seeking financial aid. Being on the President’s List has also opened doors for merit-based opportunities, which has alleviated some financial strain.

Beyond just providing for myself, I have also supported my brother emotionally and financially whenever possible. We lean on each other because we understand our struggles in ways that no one else can. When one of us is feeling overwhelmed, the other steps up to offer encouragement and practical help. In many ways, losing our father forced us to become more than just siblings; we became each other’s strongest allies and sources of stability.

While the journey has been anything but easy, it has instilled in me resilience, determination, and an appreciation for financial planning. I now
understand the importance of preparing for the unexpected and ensuring that loved ones are not left to struggle unnecessarily. My experiences have shaped my future goals, motivating me to succeed despite the obstacles. Though my father’s absence has left a void that can never truly be filled, I am determined to build a life that honors my perseverance and strength.